Personal Lines Services

We are proud to provide a personal service, delivered by a team of multi-disciplined professionals committed to the needs of individuals and their families.

CanSIA Members

Hugh Wood Canada is the exclusive broker for CanSIA members. Through HWI, members can enjoy  exclusive pricing for their home insurance and expertise in managing roof top solar risks.

To learn more about your options, contact


Your home is a significant part of your everyday life and it should be protected as such. Whether you reside in a single family home, condo unit or rental apartment, Hugh Wood Canada’s experienced team can customize a policy that will protect you and your family’s valuable property.

Explore your coverage options with us.

Flood Coverage

Recent occurrences have reminded us that devastating flood events can occur almost anywhere. With the peril of flood being typically excluded from a homeowners policy, a separate flood policy can be purchased to provide valuable coverage and a sense of welcomed relief, should a flood occur in your area.

Find out how you can protect your home from a flood.

Automobile & Collector Car

Whether it be the car you drive every day or the collector car you cherish, having the right coverage and limits in place is paramount in the event of a loss. With a wide range of insurance carriers available, Hugh Wood Canada can provide a comprehensive and affordable product to protect you and your valued vehicle.

Call us today to find out about affordable options. 

Personal Umbrella

A personal umbrella policy is an important part in protecting the financial future you’ve worked a lifetime to build. It provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage and is designed to help protect you and your family’s assets in the event of a major loss. Or should you be named in a lawsuit, a personal umbrella policy will cover defense costs, attorney fees and other charges associated with a lawsuit that exceeds the limits of your basic policies.

Click here to find out how Hugh Wood Canada can assist in determining the right level of coverage you need to protect you and your family’s security.

Jewelry & Valuable Collections

This service has been a specialty of HWI for more than 35 years, providing all the solutions that fit the needs of of your collection.

As a collector, is it important to be aware that often the coverage provided under a homeowners policy is limited for valuable articles. To ensure that adequate coverage is in place, a Valuable Collections Policy can be individually customized to properly protect your unique collection of jewelry, fine art, silverware or other valuables.

Explore the best way to protect your collections.


With our access to many markets, we can provide competitive rates for most personal watercraft. Our team at Hugh Wood Canada is well versed in the coverages and exposures that need to be addressed to create a comprehensive policy for you.

Contact us today to explore your options.